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Maritime War Clauses Under Scrutiny as New Conflicts Challenge Old Insurance Definitions

The marine insurance industry is debating whether traditional war risk clauses are adequate to cover modern conflicts, such as the Houthi attacks in the Red Sea. These legacy policies were designed for state-on-state warfare and may not explicitly cover threats from non-state actors, cyber attacks, or GPS jamming. This ambiguity creates uncertainty for shipowners, who are paying additional premiums to transit high-risk areas. The ongoing discussion highlights the need to potentially update insurance language to reflect the new realities of 21st-century conflict, a challenge with direct parallels to the aviation insurance market.

Official Source: https://theloadstar.com/marine-insurance-can-new-conflicts-be-covered-by-old-clauses/